If you’re like me, paying taxes is cringe-inducing. Our government wastes so much money on frivolous and ridiculous initiatives and programs and departments. It’s aggravating. What’s worse than that is that our elected officials also have decided to use our tax revenue to fund heinous initiatives like drag events for minors, gender transitions-surgeries for minors, […]
Explainer: Roth Vs. Traditional Your retirement savings account gets special tax treatment. Regular (non-qualified) investment accounts are taxed according to the tax rules that exist for dividends and interest as well as capital gains. Those accounts generate tax forms you’ll get at the end of the year like 1099-DIV, 1099-INT, and 1099-B. Traditional Retirement Accounts […]
A Unique Niche It’s been 15 years since I swapped out music for personal finance as my primary professional pursuit. Now I’m running a firm that specializes in retirement planning and tax planning for Christians and generous families who want to leave a legacy for their children’s children. I wish I would have known 15 […]
Recession is a scary word. It may not be as scary as “depression”, but it’s still scary. In fact, the main reason economic downturns are called recessions nowadays is because the word depression carries some unwelcome connotations and the main reason the word “depressions” were used was to replace words like Panic! and Crisis!. There […]
First Answer The Main Question When I’m helping people through retirement it’s helpful to do a lot of imagining about the future. Most of the time people come to me to help them with math problems. The number one concern folks have when I am meeting with them is “Will I run out of money?” […]
What you’re invested in is a very important factor in whether or not you’ll run out of money in your lifetime. Though there are more important things (tracking your standard of living, defining what “enough” means for you, saving money, choosing the right accounts, managing taxes, etc.) how you invest is right up there. That’s […]
Giving Breaks the Power of Money Generosity is linked to happiness (reviews of studies here, here, & here), and it should be obvious that is the case: We are created for community and to love our neighbor. 41 Now Jesus sat opposite the treasury and saw how the people put money into the treasury. And many […]
The idea of retirement is a little funny when you think about it. Why is it that we think we only need to work for about 2/3 of our adult lives and then get to kick back and relax for the last 1/3 of it? At best, this (very modern) view of retirement enables us […]
There are only 5 things you can do with money. You can use it to: LIVE GIVE GROW OWE (taxes) OWE (debt) When first starting out, money can be a struggle. We’ve all been there. Maybe you’re there right now. Just trying to LIVE can be tough when expenses outpace income. The starting point is […]
Join my newsletter and get biblical financial inspiration.
Demland Wealth LLC (“DW”) is a registered investment advisor offering advisory services in the State[s] of OH & IN and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.
This communication is for informational purposes only and is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This communication should not be relied upon as the sole factor in an investment making decision.
Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal the performance noted in this publication.
The information herein is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Demland Wealth LLC (referred to as “DW”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.
All opinions and estimates constitute DW’s judgement as of the date of this communication and are subject to change without notice. DW does not warrant that the information will be free from error. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall DW be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided herein, even if DW or a DW authorized representative has been advised of the possibility of such damages. Information contained herein should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.