April 5, 2024
You’ve no doubt heard about the importance of “work/life balance”. Helping folks steward their money wisely has forced me to think about it often. It seems like a noble statement. “I want to have a great work/life balance.” Awesome. Don’t we all? But what is work? And what is life? And why are they different categories? When […]
January 29, 2024
September 18, 2023
If you’re like me, paying taxes is cringe-inducing. Our government wastes so much money on frivolous and ridiculous initiatives and programs and departments. It’s aggravating. What’s worse than that is that our elected officials also have decided to use our tax revenue to fund heinous initiatives like drag events for minors, gender transitions-surgeries for minors, […]
September 5, 2023
Explainer: Roth Vs. Traditional Your retirement savings account gets special tax treatment. Regular (non-qualified) investment accounts are taxed according to the tax rules that exist for dividends and interest as well as capital gains. Those accounts generate tax forms you’ll get at the end of the year like 1099-DIV, 1099-INT, and 1099-B. Traditional Retirement Accounts […]
August 28, 2023
A Unique Niche It’s been 15 years since I swapped out music for personal finance as my primary professional pursuit. Now I’m running a firm that specializes in retirement planning and tax planning for Christians and generous families who want to leave a legacy for their children’s children. I wish I would have known 15 […]
August 21, 2023
Recession is a scary word. It may not be as scary as “depression”, but it’s still scary. In fact, the main reason economic downturns are called recessions nowadays is because the word depression carries some unwelcome connotations and the main reason the word “depressions” were used was to replace words like Panic! and Crisis!. There […]
August 21, 2023
First Answer The Main Question When I’m helping people through retirement it’s helpful to do a lot of imagining about the future. Most of the time people come to me to help them with math problems. The number one concern folks have when I am meeting with them is “Will I run out of money?” […]
August 15, 2023
What you’re invested in is a very important factor in whether or not you’ll run out of money in your lifetime. Though there are more important things (tracking your standard of living, defining what “enough” means for you, saving money, choosing the right accounts, managing taxes, etc.) how you invest is right up there. That’s […]
August 11, 2023
Giving Breaks the Power of Money Generosity is linked to happiness (reviews of studies here, here, & here), and it should be obvious that is the case: We are created for community and to love our neighbor. 41 Now Jesus sat opposite the treasury and saw how the people put money into the treasury. And many […]
August 8, 2023
The idea of retirement is a little funny when you think about it. Why is it that we think we only need to work for about 2/3 of our adult lives and then get to kick back and relax for the last 1/3 of it? At best, this (very modern) view of retirement enables us […]
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